When an Auto Accident Leads to Injury: 4 Tips to Financial Recovery

Posted by Lisa Coleman on September 16, 2013


While no one enjoys being involved in a car accident, it's extremely likely that just about everyone will experience this event once in their life. In fact, research has shown that the typical driver will end up filing an auto insurance claim once every 19 years. Luckily, these often only result in property damage and can easily be handled through the insurance company, but in some cases, people actually sustain serious injuries during a crash. When this happens, it's important for an individual to know how to recover financially.

car accident @ vestavia hills
Image src: flickr

1) Take Notes

Taking down information at the scene of the accident is imperative if a person hopes to recover financially after their accident. There are obviously injuries that can prevent this, and in these cases, an individual should immediately seek medical help.

If possible, however, it's important to get the other driver's contact information and insurance company's information. Without this, there's no way to recover anything whatsoever. Also keep in mind that witness information should be obtained too. This will help in case the at-fault party's story changes at some point.

2) Keep Receipts

The costliest part of many auto accident injuries are the medical costs related to them. It is these costs that usually lead to difficulty recovering money from insurance companies. This is why it's essential to keep receipts of all medical bills. This should be done whether they've been paid or not, and it is even prudent to keep records of miles driven to get to doctor appointments. These receipts ensure that there is a record of money spent so that an individual can recover this money from insurance companies.

3) Contact an Attorney

Likely the most important thing that a person can do after suffering an injury caused by an auto accident is contact an attorney. Non-injurious accidents may not require an attorney since it's pretty cut and dry to simply reimburse a person for their damaged vehicle. When injuries are involved, however, car insurance companies can be much more difficult to deal with.

Insurance companies will often try to make unfair settlements, but attorneys can recognize these immoral tactics and help fight for the maximum amount that a person is entitled to. It's important to find a local attorney in these situations since they assuredly know all local ordinances and insurance laws. This can be as easy as an Internet search, and online searches are also beneficial since they allow an individual to read local reviews of their potential attorneys.

More information can be found at www.dallascaraccidentlawyers.net about when hiring an attorney is necessary and how a personal injury attorney can help a person who has been injured in an auto accident, pertinent to the Dallas, TX area.

4) Speak to your Employer

After suffering an injury in an auto accident, a person should speak with their employer as soon as possible. This is essential so that they know what is happening and that their employee may be out of work for a while. Additionally, this will increase the likelihood that an individual's job will be waiting for them when they're back on their feet.

Speaking with one's employer is also essential to obtain copies of paystubs and former W-2s. These are necessary because an individual who is injured through another driver's negligence will be able to recover compensation for lost income. An attorney can show that their client was unable to earn money because of an injury, and this will ensure that an individual doesn't suffer economically due to an accident that wasn't their fault.

Suffering an injury due to an auto accident can be a detrimental experience, and this is especially true when the accident is cause by another person's negligence. Luckily, these incidents don't have to financially cripple a person. There's no doubt that it will be difficult at first, but if a person takes the right steps from the start, they can minimize the financial impact that an auto accident injury causes.

Lisa Coleman shares tips on how to prepare for the financial burden that can be accompanied with receiving injuries due to an auto accident. She encourages protecting yourself by retaining an attorney, as she found researching online at www.dallascaraccidentlawyers.net, as retaining an experienced personal injury attorney can help a person recover financially from automobile repair or loss, medical bills and lost wages.

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