Governmental healthcare has been a hot topic in the news over the past few years, but many people forget that government health insurance already exists in the form of Medicaid and Medicare. These are two forms of governmental insurance that have been in existence for a long time, and many citizens are eligible for them. Unfortunately, as with any type of insurance, some less-scrupulous individuals try to defraud the system. These behaviors can prove to be dangerous, so everyone should understand these insurance programs and fraudulent activities against them.
Many states have opted to change their state to a no-fault insurance model which modifies the traditional civil tort claims process. There are both advantages and disadvantages to no-fault insurance, depending on which version a particular state uses. The terms of no-fault insurance state that a injured driver's own insurance company pays the medical bills and vehicle repairs for their own vehicle, as opposed to standard civil tort process of payment by the driver at fault. Policy terminology can be quite confusing, so if there are unanswered questions, or claims aren't resolved to satisfaction, it would be beneficial to contact a legal representative such as an auto accident attorney New York located or elsewhere.