The insurance industry dates back to the beginnings of human society; at least in some form. Neighbors in ancient civilizations often had agreements that if one of their houses was destroyed, all others would work to build a new one. Insurance has undoubtedly changed since then, and one of the negative aspects that have come from this evolution is bad faith practices. Bad faith occurs when an insurance company purposefully tries to deny or delay a legitimate claim in an effort to save money. For anyone filing an insurance claim of any type, it's imperative to recognize the signs of bad faith practices so that action may be taken.
Drivers in America are required to carry auto insurance if they're going to be driving on the nation's roads. Insurance laws will definitely vary between states, but these policies' underlying function is to take care of policyholders in the event of a car accident. Unfortunately, many insurance companies don't live up to this duty. In fact, there are insurers out there who will purposely try to delay or deny legitimate claims. Luckily, there are ways in which a policyholder can reduce the chance that they'll be affected by this treachery.
There's no doubt that maintaining a happy lifestyle involves earning a decent wage in order to provide for oneself and family. Unfortunately in centuries past, this often came at a price since workers didn't have much in the way of laws to protect them. Luckily, these times have past and now employers and their worker's comp insurers are trusted to help an injured worker get back on their feet. In some instances, however, these trusted entities will act in ways that are contrary to their entrusted duty.