You can buy contents insurance, buildings insurance or a combined policy. What you purchase is up to you and here are a few tips to help ensure you are not paying too much. Here is some advice that will help you to purchase insurance with a lower premium, or help to lower your premium the next time you renew your policy. If you do take some of the advice such as installing fire alarms or insulating pipes, then be sure to tell your insurer when you are buying your policy; they will most likely reduce the premium quote if you tell them.
How to lower your home insurance?
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